Secretary of State Brad Raffensperger: Making Georgia Affordable Through Property Tax Relief

Secretary of State Brad Raffensperger

Thursday, December 18th, 2025

Hardworking Georgians are struggling to make ends meet.  Under the failed leadership of Joe Biden, Georgia families have endured the highest inflation in 40 years while battling soaring property taxes.

When I travel across the state, property taxes are one of the top concerns I hear about from Georgia families and for good reason. They’re the largest single tax most folks pay each year, and they’re based on unrealized gains. Homeowners are being taxed on paper value, not on real income. That makes no sense for working families who are already stretched thin. And for seniors living on fixed incomes, it’s absolutely devastating. No retiree should lose their home to property taxes after a lifetime of paying them. Seniors helped build Georgia; they shouldn’t be taxed out of it.

That’s why I’m leading the charge to make Georgia more affordable by capping property-tax increases for all homeowners and eliminating non-education and non-public-safety property taxes for seniors.

Under my plan, property taxes paid by Georgia homeowners will not increase more than inflation. If a local government wants to exceed that limit, it will require a super-majority vote of local citizens through a ballot measure.

Starting at age 65, seniors will be exempt from all property taxes except those directly funding local schools and public safety. This will apply automatically for any homeowner with a valid homestead exemption and delivers meaningful relief while ensuring fiscal responsibility from local governments. In short, our reform keeps deputies on the streets and teachers in classrooms while keeping seniors from losing their homes to increasing property taxes.  

One of the biggest problems with Georgia’s property-tax system today is its patchwork nature. Relief depends on which county or municipality you live in, or whether your local board opts into a limiting policy like HB 581. That leads to confusion, frustration, and unequal treatment of homeowners based purely on geography. Here’s what I know: you shouldn’t have to move counties to find property-tax relief.

My plan ends that chaos. It creates one uniform standard across all 159 counties — one cap, one senior-protection rule, one predictable system for every family. Uniformity eliminates gaming of the system, stops spiraling tax bills that vary wildly across county lines, and gives every Georgian the same shot at predictable housing costs.

My plan reins in excess and ensures fiscal discipline by local governments, while still ensuring that they have sufficient funding to deliver strong schools and public safety.

The savings are real. According to our modeling, limiting property tax growth to inflation (Consumer Price Index) would save the average homeowner more than $600 per year on a $300,000 home. And for seniors, the benefits are even more significant. A typical $3,000 annual tax bill could drop to roughly $2,000, allowing older Georgians to age in place and maintain financial stability — all without cutting into school budgets or law enforcement.

My property-tax reform plan is targeted, responsible, and results-driven, with a simple goal: help Georgians, especially those on fixed incomes, stay in their homes. The plan is balanced, ensuring critical services remain fully funded while keeping local governments in check. And it is a major step in my broader mission to make Georgia a place where families can afford to live, work, and thrive.

Georgians deserve a government that works as hard and spends as wisely as they do. With this plan, we’re going to stop runaway taxes, protect local schools and law enforcement, and make Georgia affordable for our families and generations to come.